<?php
$page_title = "Disclaimer";
require_once '../config/config.php';
require_once '../includes/user_auth.php';
require_once '../includes/functions.php';

if (!isset($auth)) {
    $auth = new Auth();
}

require_once '../includes/header_user.php';
?>

<div class="container mx-auto px-4 py-8">
    <div class="max-w-4xl mx-auto bg-white rounded-xl shadow-lg p-8">
        <h1 class="text-3xl font-bold text-gray-800 mb-6">Disclaimer</h1>
        <p class="text-gray-600 mb-4">Last updated: <?php echo date('F d, Y'); ?></p>

        <div class="prose max-w-none text-gray-700 space-y-6">
            <section>
                <h2 class="text-xl font-semibold text-gray-800 mb-3">1. General Information</h2>
                <p>The information provided by <?php echo SITE_NAME; ?> ("we," "us" or "our") on our website is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.</p>
            </section>

            <section>
                <h2 class="text-xl font-semibold text-gray-800 mb-3">2. Investment Disclaimer</h2>
                <p>The content on this website does not constitute financial, investment, legal, or tax advice. You should not make any investment decisions based solely on the information provided here. Investing in financial markets, cryptocurrencies, and other assets involves a high degree of risk, including the loss of your entire principal.</p>
                <p class="mt-2"><strong>Past performance is not indicative of future results.</strong> Any historical returns, expected returns, or probability projections may not reflect actual future performance.</p>
            </section>

            <section>
                <h2 class="text-xl font-semibold text-gray-800 mb-3">3. External Links Disclaimer</h2>
                <p>The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us.</p>
            </section>

            <section>
                <h2 class="text-xl font-semibold text-gray-800 mb-3">4. Professional Advice Disclaimer</h2>
                <p>The Site cannot and does not contain financial advice. The financial information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals.</p>
            </section>

            <section>
                <h2 class="text-xl font-semibold text-gray-800 mb-3">5. Errors and Omissions Disclaimer</h2>
                <p>While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, <?php echo SITE_NAME; ?> is not responsible for any errors or omissions, or for the results obtained from the use of this information.</p>
            </section>

            <section>
                <h2 class="text-xl font-semibold text-gray-800 mb-3">6. No Responsibility Disclaimer</h2>
                <p>The information on the Service is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers.</p>
            </section>

            <section>
                <h2 class="text-xl font-semibold text-gray-800 mb-3">7. Contact Us</h2>
                <p>If you have any questions about this Disclaimer, please contact us at <a href="mailto:<?php echo SITE_EMAIL; ?>" class="text-blue-600 hover:underline"><?php echo SITE_EMAIL; ?></a>.</p>
            </section>
        </div>
    </div>
</div>

<?php require_once '../includes/footer.php'; ?>